:root {

    --ib-ins-primary: #00504f;

    --ib-ins-primary-dark: #003f3e;

    --ib-ins-light-teal: #eaf5f3;

    --ib-ins-secondary-dark: #0c2630;

    --ib-ins-text: #172026;

    --ib-ins-muted: #647174;

    --ib-ins-border: #dfe8e6;

    --ib-ins-light-bg: #f6f8f7;

    --ib-ins-footer: #062b2d;

}




.ib-ins-section {

    padding: 90px 0;

}


.ib-ins-eyebrow {

    display: inline-flex;

    align-items: center;

    gap: 8px;

    font-size: 12px;

    font-weight: 700;

    letter-spacing: 1.5px;

    text-transform: uppercase;

    color: var(--ib-ins-primary);

    margin-bottom: 15px;

}


.ib-ins-eyebrow::before {

    content: "";

    width: 27px;

    height: 2px;

    background: var(--ib-ins-primary);

}



/* =========================================================
           ARTICLE HERO
           ========================================================= */

.ib-ins-hero {

    background:
        linear-gradient(90deg,
            rgba(0, 63, 62, 0.96),
            rgba(0, 80, 79, 0.86)),
        url("/assets/images/photo-1556761175-b413da4baf72.avif") center center / cover no-repeat;

    color: #ffffff;

    padding: 90px 0 95px;

}


.ib-ins-breadcrumb {

    margin-bottom: 32px;

}


.ib-ins-breadcrumb a,
.ib-ins-breadcrumb span {

    color: rgba(255, 255, 255, 0.72);

    font-size: 13px;

}


.ib-ins-breadcrumb i {

    margin: 0 8px;

    color: rgba(255, 255, 255, 0.4);

}


.ib-ins-category {

    display: inline-flex;

    align-items: center;

    padding: 7px 12px;

    border: 1px solid rgba(255, 255, 255, 0.22);

    border-radius: 30px;

    color: #d7ece8;

    font-size: 11px;

    font-weight: 700;

    letter-spacing: 1px;

    text-transform: uppercase;

    margin-bottom: 22px;

}


.ib-ins-hero h1 {

    font-size: clamp(40px, 5.4vw, 70px);

    letter-spacing: -2px;

    max-width: 950px;

    margin-bottom: 25px;

}


.ib-ins-hero-intro {

    max-width: 780px;

    font-size: 18px;

    color: rgba(255, 255, 255, 0.82);

    margin-bottom: 28px;

}


.ib-ins-meta {

    display: flex;

    flex-wrap: wrap;

    gap: 22px;

    color: rgba(255, 255, 255, 0.65);

    font-size: 13px;

}


.ib-ins-meta span {

    display: inline-flex;

    align-items: center;

    gap: 7px;

}


/* =========================================================
           FEATURED IMAGE
           ========================================================= */

.ib-ins-featured-wrap {

    margin-top: -55px;

    position: relative;

    z-index: 2;

}


.ib-ins-featured {

    width: 100%;

    height: 500px;

    object-fit: cover;

    border-radius: 10px;

    box-shadow:
        0 25px 60px rgba(0, 50, 50, 0.14);

}


/* =========================================================
           ARTICLE LAYOUT
           ========================================================= */

.ib-ins-article-section {

    padding: 85px 0;

}


.ib-ins-article-layout {

    display: grid;

    grid-template-columns: 220px minmax(0, 760px);

    justify-content: center;

    gap: 70px;

}


/* =========================================================
           ARTICLE SIDEBAR
           ========================================================= */

.ib-ins-sidebar {

    position: sticky;

    top: 105px;

    align-self: start;

}


.ib-ins-sidebar-title {

    font-family: "Manrope", sans-serif;

    font-size: 12px;

    font-weight: 800;

    text-transform: uppercase;

    letter-spacing: 1px;

    color: var(--ib-ins-primary);

    margin-bottom: 15px;

}


.ib-ins-toc {

    list-style: none;

    padding: 0;

    margin: 0;

    border-left: 1px solid var(--ib-ins-border);

}


.ib-ins-toc li {

    margin: 0;

}


.ib-ins-toc a {

    display: block;

    color: var(--ib-ins-muted);

    font-size: 12px;

    line-height: 1.5;

    padding: 7px 0 7px 15px;

    border-left: 2px solid transparent;

    margin-left: -1px;

}


.ib-ins-toc a:hover {

    color: var(--ib-ins-primary);

    border-left-color: var(--ib-ins-primary);

}


.ib-ins-sidebar-cta {

    margin-top: 35px;

    background: var(--ib-ins-light-teal);

    border-radius: 8px;

    padding: 20px;

}


.ib-ins-sidebar-cta h5 {

    font-size: 16px;

    margin-bottom: 9px;

}


.ib-ins-sidebar-cta p {

    font-size: 12px;

    color: var(--ib-ins-muted);

    margin-bottom: 15px;

}


.ib-ins-sidebar-cta a {

    color: var(--ib-ins-primary);

    font-size: 12px;

    font-weight: 700;

}


/* =========================================================
           ARTICLE CONTENT
           ========================================================= */

.ib-ins-content {

    min-width: 0;

}


.ib-ins-content>p:first-child {

    font-size: 19px;

    line-height: 1.8;

    color: #3d494b;

}


.ib-ins-content p {

    color: #4f5b5d;

    font-size: 16px;

    margin-bottom: 22px;

}


.ib-ins-content h2 {

    font-size: 31px;

    margin-top: 58px;

    margin-bottom: 18px;

    scroll-margin-top: 110px;

}


.ib-ins-content h3 {

    font-size: 22px;

    margin-top: 38px;

    margin-bottom: 13px;

    scroll-margin-top: 110px;

}


.ib-ins-content ul,
.ib-ins-content ol {

    color: #4f5b5d;

    margin-bottom: 25px;

    padding-left: 22px;

}


.ib-ins-content li {

    margin-bottom: 9px;

    padding-left: 4px;

}


.ib-ins-content strong {

    color: var(--ib-ins-text);

}


/* =========================================================
           KEY POINT BOX
           ========================================================= */

.ib-ins-key-box {

    background: var(--ib-ins-light-teal);

    border-left: 4px solid var(--ib-ins-primary);

    border-radius: 6px;

    padding: 25px 28px;

    margin: 35px 0;

}


.ib-ins-key-box h4 {

    font-size: 18px;

    margin-bottom: 9px;

}


.ib-ins-key-box p {

    font-size: 14px;

    margin-bottom: 0;

}


/* =========================================================
           FRAMEWORK
           ========================================================= */

.ib-ins-framework {

    margin: 35px 0;

    border: 1px solid var(--ib-ins-border);

    border-radius: 9px;

    overflow: hidden;

}


.ib-ins-framework-item {

    display: grid;

    grid-template-columns: 70px 1fr;

    border-bottom: 1px solid var(--ib-ins-border);

}


.ib-ins-framework-item:last-child {

    border-bottom: 0;

}


.ib-ins-framework-number {

    display: flex;

    justify-content: center;

    align-items: center;

    background: var(--ib-ins-primary);

    color: #ffffff;

    font-family: "Manrope", sans-serif;

    font-size: 18px;

    font-weight: 800;

}


.ib-ins-framework-content {

    padding: 22px 25px;

}


.ib-ins-framework-content h4 {

    font-size: 18px;

    margin-bottom: 7px;

}


.ib-ins-framework-content p {

    font-size: 14px;

    margin-bottom: 0;

}


/* =========================================================
           CHECKLIST
           ========================================================= */

.ib-ins-checklist {

    background: var(--ib-ins-secondary-dark);

    color: #ffffff;

    border-radius: 10px;

    padding: 35px;

    margin: 45px 0;

}


.ib-ins-checklist h3 {

    font-size: 24px;

    margin: 0 0 20px;

}


.ib-ins-checklist ul {

    list-style: none;

    padding: 0;

    margin: 0;

}


.ib-ins-checklist li {

    display: flex;

    gap: 10px;

    color: rgba(255, 255, 255, 0.78);

    font-size: 14px;

    margin-bottom: 12px;

}


.ib-ins-checklist li:last-child {

    margin-bottom: 0;

}


.ib-ins-checklist i {

    color: #b9e1da;

    margin-top: 4px;

}


/* =========================================================
           ARTICLE NOTE
           ========================================================= */

.ib-ins-note {

    padding: 22px 25px;

    border: 1px solid var(--ib-ins-border);

    border-radius: 8px;

    background: #ffffff;

    margin: 35px 0;

}


.ib-ins-note-title {

    display: flex;

    align-items: center;

    gap: 9px;

    font-size: 14px;

    font-weight: 700;

    margin-bottom: 8px;

}


.ib-ins-note-title i {

    color: var(--ib-ins-primary);

}


.ib-ins-note p {

    font-size: 13px;

    margin-bottom: 0;

}


/* =========================================================
           ARTICLE FOOTER
           ========================================================= */

.ib-ins-author-box {

    border-top: 1px solid var(--ib-ins-border);

    border-bottom: 1px solid var(--ib-ins-border);

    padding: 25px 0;

    margin-top: 55px;

}


.ib-ins-author-box h4 {

    font-size: 18px;

    margin-bottom: 6px;

}


.ib-ins-author-box p {

    font-size: 13px;

    margin-bottom: 0;

}


/* =========================================================
           RELATED SERVICES
           ========================================================= */

.ib-ins-services {

    background: var(--ib-ins-light-bg);

    padding: 85px 0;

}


.ib-ins-service-card {

    height: 100%;

    background: #ffffff;

    border: 1px solid var(--ib-ins-border);

    border-radius: 9px;

    padding: 27px;

    transition: all 0.3s ease;

}


.ib-ins-service-card:hover {

    transform: translateY(-4px);

    box-shadow:
        0 15px 35px rgba(0, 50, 50, 0.07);

}


.ib-ins-service-card h3 {

    font-size: 19px;

    margin-bottom: 10px;

}


.ib-ins-service-card p {

    color: var(--ib-ins-muted);

    font-size: 13px;

    margin-bottom: 18px;

}


.ib-ins-service-card a {

    color: var(--ib-ins-primary);

    font-size: 12px;

    font-weight: 700;

}


/* =========================================================
           RELATED INSIGHTS
           ========================================================= */

.ib-ins-related {

    padding: 85px 0;

}


.ib-ins-related-card {

    height: 100%;

    border: 1px solid var(--ib-ins-border);

    border-radius: 9px;

    overflow: hidden;

    background: #ffffff;

    transition: all 0.3s ease;

}


.ib-ins-related-card:hover {

    transform: translateY(-5px);

    box-shadow:
        0 18px 40px rgba(0, 50, 50, 0.08);

}


.ib-ins-related-image {

    width: 100%;

    height: 190px;

    object-fit: cover;

}


.ib-ins-related-body {

    padding: 25px;

}


.ib-ins-related-category {

    color: var(--ib-ins-primary);

    font-size: 10px;

    font-weight: 800;

    letter-spacing: 1px;

    text-transform: uppercase;

    margin-bottom: 10px;

}


.ib-ins-related-body h3 {

    font-size: 19px;

    margin-bottom: 10px;

}


.ib-ins-related-body p {

    color: var(--ib-ins-muted);

    font-size: 13px;

    margin-bottom: 15px;

}


.ib-ins-related-body a {

    color: var(--ib-ins-primary);

    font-size: 12px;

    font-weight: 700;

}


/* =========================================================
           FINAL CTA
           ========================================================= */

.ib-ins-final-cta {

    background: var(--ib-ins-primary);

    color: #ffffff;

    padding: 85px 0;

}


.ib-ins-final-cta h2 {

    font-size: clamp(32px, 4vw, 50px);

    max-width: 760px;

    margin: 0 auto 18px;

}


.ib-ins-final-cta p {

    color: rgba(255, 255, 255, 0.75);

    max-width: 680px;

    margin: 0 auto 28px;

}


.ib-ins-final-btn {

    display: inline-flex;

    align-items: center;

    gap: 8px;

    background: #ffffff;

    color: var(--ib-ins-primary);

    padding: 13px 21px;

    border-radius: 6px;

    font-size: 14px;

    font-weight: 700;

}


.ib-ins-final-btn:hover {

    color: var(--ib-ins-primary-dark);

    background: #f5f8f7;

}

/* =========================================================
           RESPONSIVE
           ========================================================= */

@media (max-width: 991.98px) {

    .ib-ins-nav .nav-link {

        padding: 10px 0 !important;

    }


    .ib-ins-header-btn {

        display: inline-block;

        margin: 10px 0 15px;

    }


    .ib-ins-hero {

        padding: 75px 0 85px;

    }


    .ib-ins-featured {

        height: 400px;

    }


    .ib-ins-article-layout {

        grid-template-columns: 1fr;

        gap: 35px;

    }


    .ib-ins-sidebar {

        position: static;

    }


    .ib-ins-toc {

        display: flex;

        flex-wrap: wrap;

        gap: 5px 18px;

        border-left: 0;

    }


    .ib-ins-toc a {

        border-left: 0;

        padding-left: 0;

    }


    .ib-ins-toc a:hover {

        border-left: 0;

    }


    .ib-ins-sidebar-cta {

        display: none;

    }

}


@media (max-width: 767.98px) {

    .ib-ins-section {

        padding: 65px 0;

    }


    .ib-ins-hero {

        padding: 60px 0 70px;

    }


    .ib-ins-hero h1 {

        letter-spacing: -1px;

    }


    .ib-ins-hero-intro {

        font-size: 16px;

    }


    .ib-ins-featured-wrap {

        margin-top: -30px;

    }


    .ib-ins-featured {

        height: 260px;

        border-radius: 7px;

    }


    .ib-ins-article-section {

        padding: 60px 0;

    }


    .ib-ins-content h2 {

        font-size: 27px;

        margin-top: 45px;

    }


    .ib-ins-content h3 {

        font-size: 20px;

    }


    .ib-ins-content>p:first-child {

        font-size: 17px;

    }


    .ib-ins-checklist {

        padding: 27px 23px;

    }

}